If you've received a "we take your privacy seriously" email after a data breach, there's a good chance you're owed money. Data breach class action settlements are some of the highest-paying settlements available — and most people never file.
Why data breach payouts are bigger
Unlike product settlements where everyone gets $5, data breach settlements often pay $100 to $10,000+ per person. Why? Because the damage is personal. When your Social Security number, medical records, or financial data gets leaked, you face real risk of identity theft, fraud, and financial harm. Courts recognize that — and settlement amounts reflect it.
Major data breach settlements (recent and active)
23andMe — Up to $10,000
The genetic testing company's 2023 breach exposed ancestry and health data of millions. Claims are open now, but the deadline is February 17, 2026 — file immediately if you haven't already.
T-Mobile — Up to $25,000
T-Mobile has had multiple data breaches affecting over 100 million customers. Several settlements have been reached, with payouts for identity theft victims reaching into the thousands.
Equifax — Up to $20,000
The 2017 Equifax breach exposed personal data of 147 million people. While the main claim period has closed, affected individuals who experienced identity theft may still have legal options.
Capital One — Up to $25,000
The 2019 breach affected 100 million customers. Settlement payments have been distributed, but it set an important precedent for how banks handle your data.
How to maximize your data breach payout
Document everything. If you experienced identity theft, unauthorized charges, or spent time dealing with the aftermath, keep records. Time spent on the phone with banks, credit monitoring costs, and any fraudulent charges all increase your claim value.
File for out-of-pocket losses. Most data breach settlements allow you to claim reimbursement for actual losses — not just the base payment. Credit monitoring subscriptions, account closure fees, and documented time (typically $25/hour) are all claimable.
Don't just take the base amount. Many people file for the minimum payout because the form is simpler. Take the extra 5 minutes to document your losses — it can turn a $100 payment into a $2,000+ payment.
How to know if your data was breached
Check haveibeenpwned.com — enter your email and it'll show you every known breach your data appeared in. You might be surprised how many there are. Each one could be a settlement waiting to be filed.
Scan for data breach settlements you qualify for with JustClaim →